Explainers

The digital euro would be a digital form of central bank money, issued by the European Central Bank, for retail use alongside physical cash.

The EU aims to further develop its financial and capital markets to meet its economic needs, promote innovation and improve access to funding.

The EU banking framework applies to all banks, other credit institutions and investment firms operating within the EU. Its aim is to ensure stability and integrity while maintaining public confidence in the financial system.

Every year, the European Semester starts in autumn with the presentation of the Commission’s priorities. It ends in October of the following year when the euro area member states submit their budgetary plans.

The package proposes measures to make EU clearing services more resilient, harmonise corporate insolvency rules and lower administrative burdens for companies.

The EU has developed a robust framework to manage the orderly resolution of failing banks in order to protect financial stability, ensure the continuity of critical banking functions, and minimise the impact on the economy and taxpayers.

The single supervisory mechanism is an EU-level system to ensure enhanced supervision of Europe's banking sector.

The banking union is the European Union’s policy for the integration of the banking sector of the euro area member states.

The EU is working on creating a single market for capital to improve the financing possibilities for businesses and to offer new opportunities for savers and investors, regardless of where they are located.

Read our visual story and learn about the euro benefits and the stories the coins tell.